Francais English


The health, loss of earnings and life/invalidity products contained in this website are available to any person resident in Europe, in France's Overseas Departments and Territories or in Madagascar, whatever their nationality.

These group contracts have been subscribed by the Association Schetland for its members and are administrated directly by Amariz Limited.



Health:
OPALE is a health insurance contract comprising the following 3 OPTIONS:

OPTION 1 : 100% illness/surgery/accident cover providing reimbursement at 100% of the French Social Security's conventional rate.

OPTION 2 : Hospitalisation cover at 100% of actual expenses (see table of benefits).

OPTION 3 : Top-up cover FOR EVERYONE with 2 levels of cover reimbursing up to 400% of the French Social Security's conventional rate and with NO MEDICAL QUESTIONNAIRE.










Loss of Earnings:
Nobody is safe from a partial, or even total, loss of income.

The following two contracts are designed to insure against this risk:

PROSPERITE 2002: For self-employed persons.

PROVIDENCE: For employees (except those working under a fixed-term contract).

Invalidity/Life:
ATHENA: A WHOLE-LIFE, INVALIDITY and CRITICAL ILLNESS contract.

Application forms for these products, along with details of premiums and benefits, can be found on the "documents to download" page of this website.