
Health:
OPALE is a health insurance contract comprising the following 3 OPTIONS:
OPTION 1 : 100% illness/surgery/accident cover providing reimbursement at 100% of the French Social Security's conventional rate.
OPTION 2 : Hospitalisation cover at 100% of actual expenses (see table of benefits).
OPTION 3 : Top-up cover FOR EVERYONE with 2 levels of cover reimbursing up to 400% of the French Social Security's conventional rate and with NO MEDICAL QUESTIONNAIRE.
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Loss of Earnings:
Nobody is safe from a partial, or even total, loss of income.
The following two contracts are designed to insure against this risk:
PROSPERITE 2002: For self-employed persons.
PROVIDENCE: For employees (except those working under a fixed-term contract).
Invalidity/Life:
ATHENA: A WHOLE-LIFE, INVALIDITY and CRITICAL ILLNESS contract.
Application forms for these products, along with details of premiums and benefits, can be found on the "documents to download" page of this website.
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